Swindon U3A

Email Frauds

Some explanations

A lot of e-mails are received querying whether particular e-mails are genuine, spam or phishing. This is an experiment to provide information to members on the current known spam and phishing e-mails. First some definitions (according to me!)

Phishing: Any unsolicited e-mail asking you to click on a link to supply details (or money), open an attachment, however, convincing, alarming or heart-rending is 99.99% certain to be trying to trick you in supplying information that can be used to either gain control of your computer, your identity or your money.

Fake e-mails can be made to look like they come from soneone you know - family, friends or an organisation (e.g. your bank). If you genuinely feel that you need to respond to someone, but have doubts about the e-mail, there will nearly always be an alternative method by which you can respond, e.g. phone

Spam: Any other unsolicited e-mail: these are usually just advertising a product or event.
Remember that any website that you have visted and given your e-mail address to, is likely to start sending you e-mail unless you specifically say NO. This is usually by ticking (or unticking) a box somewhere - sometimes small or obscure.

For any action involving money, investments, personal data you should always go direct to the appropriate website, never via a link in an e-mail. The only exception to this is if you have initiated the action, such as for a forgotten a password and the site then sends you an e-mail with a link to reset your password. In this case you will have initiated the action and should receive an e-mail within a minute or so. Even so you should still be wary and check any request that seems suspect, such as a request to pay money into a different bank account.

There is the constant spam such as

Current Spam

These are known current spams in circulation